February 12, 2008.
FACTS
Olivares applied for a health care program with petitioner Blue Cross Health Care. In the agreement, ailments due to “pre-existing conditions” were excluded from the coverage. Neomi suffered a stroke and was admitted at the Medical City and incurred hospital expenses amounting to P34,217. Petitioner refused to pay the bills until Olivares attending physician submits a certification that the stroke she suffered was not caused by a pre-existing condition.
        Petitioner argues that respondents prevented Dr. Saniel from submitting his report regarding the medical condition of Neomi.