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Philippine Phoenix Surety vs. Woodworks, Inc. ; G.R. L-22684, August 31, 1967

May 27, 2023 by RedTint No Comments

FACTS

Phoenix issued a Fire Policy insurance to Woodworks for the amount of P300,000.00 which was paid by the latter under official receipt. However, for some reason, Woodworks stopped payment, thus, Phoenix made several demands on Woodworks to pay the amount of P3,522.09. Phoenix Surety & Insurance Co., Inc. then commenced an action to recover from Woodworks, Inc. the sum of P3,522.09, representing the unpaid balance of the premiums on a fire insurance policy it issued for a term of one year from April 1, 1960 to April 1, 1961. 

The MTC ruled in favor of Woodworks and which was reversed by the CoFI ordering Woodworks, Inc. to pay’ Philippine Phoenix Surety & Insurance, Inc., the sum of P3,522.09 with interest thereon at the legal rate of 6% per annum from the date of the filing of the complaint until fully paid, and costs of the suit. Hence, this petition. 

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