G.R. No. 159507, April 19, 2006.
Ancieto Saludo, Jr., a Filipino citizen and member of HOR, filed a complaint for damages against the American Express International, Inc. (AMEX) and/or its officers ; corporation doing business in the Philippines.
The complaint’s cause of action stemmed from the alleged wrongful dishonor of petitioner Saludo’s AMEX credit card and the supplementary card issued to his daughter. The first dishonor happened when petitioner Saludo’s daughter used her supplementary credit card to pay her purchases in the United States. The second dishonor occurred when petitioner Saludo used his principal credit card to pay his account at the Hotel Okawa in Tokyo, Japan to attend the Congressional Recognition in honor of Mr. Hiroshi Tanaka.