In 1910, Sunlife issued a 20 year life insurance policy in favor of Grecio – whose beneficiary is his wife, Andrea. In 1922, a decree of divorce was issued which dissolved the onds of matrimony contracted by Gercio and Andrea.
In 1922, Grecio filed a mandamus to compel Sunlife to change the beneficiary in the policy of his life insurance from Andrea Zialcita, his former wife to Adela Garcia(present wife). Sunlife refuses to change since the policy did not include any provision reserving to the insured the right to change the beneficiary. The lower court ruled in favor of the plaintiff.