FACTS
Benito Singhid (Benito) was hired by Fullwin Maritime Limited (Fullwin), through its local agent, respondent Marine Manning and Management Corporation (MMMC), as chief cook on board the vessel MV Sun Richie Five for a term of twelve (12) months. The vessel and its crew were insured with Ocean Marine Mutual Insurance Association Limited (OMMIAL), a Protection and Indemnity Club (P&I Club). OMMIAL transacted business in the Philippines through its local correspondent, herein petitioner Pandiman Philippines, Inc. (PPI). While on board, Benito suffered a heart attack, and subsequently died. After Benito’s remains were interred, his widow Rosita filed a claim for death benefits with MMMC, which, however, referred her to herein petitioner PPI. Rosita’s death claims remained unpaid.