G.R. No. 103073. March 13, 2001.

MAIN TOPIC – Credit Card

FACTS

• This case is a motion for reconsideration of the decision, dated 14 September 1999, of the Court.
• See earlier case: Endelo Manufacturing Corporation (Endelo) is a domestic corporation engaged in the manufacture of embroidery and apparel articles for export using imported raw materials. To release said materials from the customs warehouse, Endelo secured embroidery re-export bonds from the Communications Insurance Company, Inc. (CICI), and R & B Surety Company and Insurance Co., Inc. (R & B Surety). However, Endelo’s license to operate was subsequently suspended by the Embroidery and Apparel Control and Inspection Board on the ground of alleged pilferage of the imported materials. The suspension of its license resulted in its failure to re-export the imported materials or the finished goods.As a consequence, the Commissioner of Customs filed a case against  Endelo, CICI and R & B Surety, for the payment of the customs duties and taxes due to the Bureau of Customs.

G.R. No. 141761. July 28, 2006

MAIN TOPIC – Credit Card

FACTS

• Respondent Feliciano is the holder of PCIBank Mastercard  issued and managed by petitioner Bankard, Inc. An extension of the card  was issued to his wife, Mrs. Feliciano.
• In 1995, respondent used his PCIBank Mastercard to pay a breakfast bill in Toronto, Canada. The card was, however, dishonored for payment. Respondent’s guest had to pay for the bill. 
• Respondent immediately called the Bankard Inc., to inquire on the cause of dishonor and was informed that the reason was the nonpayment of his last billing statement. Respondent denied that he failed to pay, and requested the person on the line to verify the correct status of his credit card again. Respondent likewise called his secretary