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Commercial Law•Credit Transactions•Law School Notes

Cavite Development Bank vs. Lim

Law School Notes - Case Digest
August 8, 2021 by RedTint No Comments

G.R. No. 131679. February 1, 2000.

MAIN TOPIC – Real Security

FACTS

Rodolfo Guansing obtained a loan in the amount of P90,000.00 from Cavite Development Bank, to secure which he mortgaged a parcel of land situated in Quezon City and covered by TCT No. 300809 registered in his name. As Guansing defaulted in the payment of his loan, CDB foreclosed the mortgage. Guansing failed to redeem, and the mortgaged property was sold to CDB as the highest bidder. TCT No. 300809 in the name of Guansing was cancelled and, in lieu thereof, TCT No. 355588 was issued in the name of CDB.

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